Quote apartment insurance
For apartment communities of five units or more. RiskWell protects more than 100,000 apartment units, and a RiskWell specialist reviews every request and follows up with options.
A short walkthrough of how we quote apartment communities. Video coming soon.
100,000+
total units protected by RiskWell
Member of the National Apartment Association, the Texas Apartment Association and the Apartment Association of Greater Dallas. Named a Big “I” Best Practices Agency for 2026.
Why apartment owners choose RiskWell
Apartments are a core part of what we write. We know the coverage owners need and the questions underwriters will ask.
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Apartment specialists
We work with owners, operators, managers and syndicators every day, from garden-style communities to mid-rise buildings.
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Ready for your lender
We know the common lender and compliance requirements, so closings and refinances don't stall waiting on insurance.
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Extremely broad appetite
We're ready for any size, location, age, construction type or update status. Our roster of underwriters is ready to go.
Coverage for every kind of apartment community
Tell us where your property fits. Each is underwritten on its own terms, and one form covers them all.
Stabilized communities
Garden-style, mid-rise and high-rise properties
Leased-up communities with steady occupancy, owned by individuals, partnerships and syndications. We cover the buildings, your liability to residents and visitors, and the rent you lose while damaged units are repaired.
- Commercial property
- General liability
- Loss of rents
- Umbrella
Value-add and renovations
Repositioning, rehab and lease-up
Properties you're renovating or repositioning, including units offline during the work. We match coverage to the project so the policy keeps pace as units come back online.
- Commercial property
- Builders risk
- General liability
- Umbrella
Portfolios
Several communities under one program
Own more than one community? We group similar properties together to create economies of scale, with renewals, billing and lender requests handled in one place.
- Commercial property
- General liability
- Crime
- Flood
Start your apartment quote
Tell us about you and the apartment community you'd like quoted. A RiskWell specialist reviews every request and follows up with options.
Quoting more than one building? Download the property spreadsheet, list each building on its own row, then attach it to the form or email it to [email protected].
Prefer to talk it through?
Book a discovery call and we'll walk through your communities, your plans and how we'd structure the coverage.