Insurance for trade contractors
Fully customized programs for skilled construction and service trades, from HVAC, plumbing and electrical to finish carpentry, flooring and construction-focused general contractors.
A short explainer on the coverage every contractor should have in place before the next job.
The trades we insure
Programs built for skilled construction and service trades, and for the general contractors who hire them.
- HVAC
- Plumbing
- Electrical
- Mechanical
- Facilities maintenance
- Painting
- Finish carpentry
- Flooring
- General contractors
Essential coverage for contractors
The policies your contracts ask for, and the ones that protect you when a job goes wrong.
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General liability
Covers bodily injury and property damage claims arising from your work and your completed projects.
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Umbrella
Adds limits above your liability and auto policies for larger contracts and larger claims.
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Professional liability (E&O)
Covers claims that your design, specification or advice cost a client money.
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Workers compensation
Pays medical costs and lost wages when an employee is hurt on the job, and is often a contract requirement.
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Commercial auto
Covers the trucks and vans your crews drive between jobs.
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Tools and equipment
Inland marine coverage for tools and equipment on job sites, in transit and in storage.
Built around how contractors work
Your contracts set the insurance terms before the work starts. We make sure your program meets them, and covers what they don't.
Certificates on your timeline
Certificates of insurance and additional-insured endorsements issued quickly, so paperwork doesn't hold up a job.
Flexible options for GCs
Programs that scale with your project volume and the insurance requirements in each contract.
Covered when subs aren't
Protection when a subcontractor on your job doesn't carry adequate insurance of their own.
What contractors say
Everyone we have come across RiskWell has been nothing short of amazing from the very first initial contact and that’s why we’ve decided to do business with them! They got us a very competitive rate with the coverage we needed. It doesn’t feel like we’re just a transactional relationship and that’s what truly sets them apart!
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James has been incredible to work with! He is so knowledgeable and really fights for his clients. He was able to get our business better coverage, at a significantly lower rate!
Abigail King Google review
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This team works so fast and they are super competitive in their pricing. 5/5 recommend and will be using them again. Thanks Verona for taking care of me when I was against the clock!
Lane Stults Google review
Request a quote
Complete the form and our team will be in touch promptly to help with your request.
Prefer to talk it through? Call (469) 678-8001.