Insurance Coverage Types

Search for or click below to learn more about the kind of insurance you're looking for. Each page has a video explainer and links to request a RiskWell Review of your insurance needs.

General Liability Insurance

Protects your business from claims of bodily injury, property damage, and legal costs arising from everyday operations.

Umbrella Insurance

Provides extra liability coverage beyond standard policies, protecting your business against large, unexpected claims or lawsuits.

Business Income Insurance

Replaces lost income if your business is temporarily closed due to covered property damage, ensuring financial stability.

Commercial Property Insurance

Safeguards your business's physical assets, including buildings, equipment, and inventory, from damage caused by fire, theft, or disasters.

Mechanical Breakdown Insurance

Covers repair or replacement costs for essential equipment and machinery that unexpectedly breaks down, ensuring business continuity.

Residential Property Insurance

Protects investment properties from damages like fire, theft, or storms, ensuring landlords maintain their investment’s value and income.

Builders Risk Insurance

Covers construction projects against risks like fire, theft, or weather-related damage, protecting your investment during the building process.

Commercial Auto Insurance

Covers vehicles used for business purposes, protecting against accidents, property damage, liability, and other risks on the road.

Inland Marine Insurance

Covers valuable business property and inventory in transit or stored offsite, protecting against theft, damage, or loss.

Workers Compensation Insurance

Covers employees' medical expenses and lost wages due to work-related injuries or illnesses, protecting both your team and business.

Professional Liability Insurance

Protects against claims of errors, negligence, or missed deadlines in professional services, safeguarding your business’s reputation and finances.

Cyber Liability Insurance

Protects your business from financial losses due to data breaches, cyberattacks, and other digital threats.

Media Liability Insurance

Protects against claims of copyright infringement, defamation, or errors in media content, safeguarding your business's reputation and finances.

Employment Practices Liability Insurance

Covers claims of workplace issues like harassment, discrimination, or wrongful termination, protecting your business from costly legal disputes.

Directors And Officers Liability Insurance

Protects company leaders from personal liability for decisions made on behalf of the business, covering legal costs and damages.

Crime Insurance

Covers financial losses from employee theft, fraud, forgery, or other intentional criminal acts impacting your business.

Product Liability Insurance

Protects your business from claims of injury or damage caused by products you manufacture, distribute, or sell.

Environmental Liability Insurance

Covers costs related to pollution, contamination, or environmental damage caused by your business operations.

Flood Insurance

Protects your business property from financial losses due to flood damage, including building and contents coverage.

Earthquake Insurance

Provides coverage for property damage and losses caused by earthquakes, ensuring your business can recover and rebuild.

Bonds (ALL types)

Guarantees performance, payment, or compliance, providing financial security and trust in business contracts and obligations.