Insurance strategy for serious real estate investors.

RiskWell is a specialist brokerage built around the real estate world. We advise before we quote, so your coverage keeps pace with every rental, rehab and acquisition.

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How RiskWell approaches coverage for rentals, rehabs, short-term rentals and new construction.

Most investors start shopping for insurance at step four.

Quotes are where most brokers begin, and usually where they stop. RiskWell 360 starts earlier, with your story and your numbers, and stays with you long after the policy is bound.

  1. 1

    Discover

    We start with your story: where the portfolio has been and where it is headed.

  2. 2

    Analyze

    We gather the documents and spreadsheets, then turn them into insight you can use.

  3. 3

    Control

    Practical steps that make losses less likely, and less severe when they happen.

  4. 4

    Transfer

    We present your story to the insurance market with competition and leverage on your side.

    Where most brokers begin
  5. 5

    Manage

    Active stewardship of everything we built, renewal after renewal.

Coverage built for how you invest.

Every asset class carries its own exposures. We write programs for the properties you actually own, at whatever stage they are in.

  • Rentals and rehabs

    Long-term 1–4 unit homes, whether occupied, vacant or in the middle of a renovation.

    • 1–4 unit properties
    • Under rehab or construction
    • Vacant or unoccupied
  • Short-term rentals

    Programs written for how you use the property, not borrowed from a long-term rental policy.

    • Short-term rentals
    • Cabins and resort rentals
    • Corporate housing
  • Ground-up construction

    The right mix of coverage, features and cost to get your project across the finish line.

    • Residential
    • Commercial
    • Self-storage and warehouse
  • Multifamily, 5+ units

    Answers for the harder exposures, from assault and battery to equipment breakdown and workers’ comp for your staff.

    • Apartments
    • Condo associations
    • Student housing
    • Hotels and motels
  • Commercial property

    Full-featured protection for the buildings you own or manage, in every asset class.

    • Office buildings
    • Multi-tenant retail
    • Warehouse and industrial
    • Mixed-use
Diagram of real estate investors at the center, connected to property managers, lenders, skilled contractors and professional advisors

Your deals involve a whole team. So does your coverage.

Every acquisition touches lenders, property managers, contractors and professional advisors. Each of them carries risk that can land on your balance sheet.

RiskWell insures the people around your deals too, so contracts line up, certificates are right the first time and nothing falls through the gaps between policies.

“We typically do 4–15 policies per month, and James and his team at RiskWell can handle anything we throw at them.”

Pace Morby, real estate investor

More from investors we work with

“He was able to get our business better coverage, at a significantly lower rate.”
Abigail KingGoogle review
“They insure all of my flips, rentals and Airbnbs now. They are extremely knowledgeable and very efficient.”
Melissa CuthbertGoogle review
“This team works so fast and they are super competitive in their pricing.”
Lane StultsGoogle review
James Jenkins, Partner and CEO of RiskWell

The principle we work by

RiskWell exists to create a meaningful and enduring positive impact with every interaction.

Trust is built when results match the promises made at the start. You get thoughtful questions, relevant advice and well-built insurance programs, delivered with convenient technology and people who care.

James Jenkins Partner and CEO

Start with a 15‑minute discovery call.

We’ll get acquainted and learn what you own and where you’re headed. Then we’ll build a program that protects what you’ve worked hard to build.

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Policy changes, documents and billing are quickest through the client portal.