This page contains a General Liability Insurance Pricing Guide Video. Below the video are a "get started" button that takes you to a request form, as well as examples of what makes your insurance price go up and down.
What Makes The Price Go Up
High-risk business activities like construction or manufacturing projects
Claims history with frequent or large settlements and payouts
Poor workplace safety practices, increasing the likelihood of injuries
Expanding business operations that increase exposure to liability risks
What Makes The Price Go Down
Strong safety protocols, such as regular inspections and employee training
No recent claims history, indicating lower risk to insurers
Consistent use of good contracts to limit spill-over exposure from third parties
Lower-risk business classification, such as consulting or office-based work
Not Knowing What To Expect is Risky
